Your consultation can be completed virtually, via phone, or in person at one of our two offices in Eagan and St. Cloud.
You don't need to prepare anything for this meeting. You just should have a general idea of your total debt and what your assets are.
Once you have gather some basic paperwork (paystubs, taxes, etc), we will meet again to fill out your bankruptcy paperwork together. We'll confirm and finalize your paperwork. Once you're ready, you'll sign off on your bankruptcy filing and we will prepare it for filing.
We submit your paperwork to the courts. At this point, all of the protections of a bankruptcy are in place.
We only have one quick phone call or Zoom meeting to confirm your paperwork that takes place about 30 days after filing.
If you filed a Chapter 7, your debt will be discharged about 90 days after filing. If your case is a Chapter 13, your debt will be discharged in 3 to 5 years, according to the payment plan set in your case.