Understanding Debt Reorganization with a Chapter 13 Bankruptcy Lawyer

Chapter 13 bankruptcy is designed for people or small businesses with too much debt but have a steady income. Rather than selling off assets to pay debts, you are allowed to continue to operate as usual. However, your debts are reorganized so that some can be discharged, and you can pay the rest. Understanding debt […]
How a Chapter 13 Bankruptcy Attorney Structures a Payment Plan That Works for You

Chapter 13 bankruptcy lets people with a steady income restructure their debts so that they can pay them off over time. Unlike other forms of bankruptcy, you may not be at risk of losing your assets in the process. The key is having your Chapter 13 bankruptcy attorney create a payment plan that works for […]
How Saint Cloud Bankruptcy Attorneys Handle Cases with Complex Debt Portfolios

Debt can be a complex problem. In many cases, people take on a debt in several ways that compound until it is out of control. The more debts that you have, the more complex your debt portfolio becomes. Cases with complex debt portfolios require careful evaluation to determine the best course of action. Not only […]
Legal Strategies for Complex Debt Cases: Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is often complex and requires Chapter 13 bankruptcy attorney services to navigate. That’s because, unlike other forms of bankruptcy, Chapter 13 lets you pay back debt based on your current income. To do this, legal strategies for complex debt repayment are needed and are worth the effort since you may not have […]
Is Chapter 13 Bankruptcy Right for You?

Chapter 13 bankruptcy can be an effective tool for handling debts that you can’t out from under because you are too far underwater. However, not everyone can benefit from this type of bankruptcy. The best way to be sure if Chapter 13 bankruptcy is right for you is to discuss your case with a Chapter […]
Your First Meeting with a Bankruptcy Lawyer: What to Expect

You made the smart choice to get a fresh start on your financial life and hired a bankruptcy lawyer to help you with the process. Getting ready for your first meeting with a bankruptcy lawyer can make anyone nervous, but there is little reason to be. Your lawyer is there to help you, not berate […]
Benefits and Consequences of Filing For Bankruptcy

When you file for bankruptcy, there are short-term and long-term benefits to consider. While the most immediate focus is on finding a way to handle unmanageable debts, you can benefit in other ways. Here are some of the ways that filing for bankruptcy impacts your short and long-term situations for the better. Stop Collections and […]
Choosing the Right Type of Bankruptcy in Saint Cloud

The first decision that everyone has to make when filing for bankruptcy is choosing the right type of bankruptcy to file. Chapter 7 and Chapter 13 offer similar but distinct methods of helping you handle debt. Here is a deeper look at both options and how to know which one is better in your situation. […]
How Can I Deal With Back Taxes During Bankruptcy? (Video)

Filing for bankruptcy can be a stressful process, especially when you have back taxes weighing you down. However, there’s a silver lining: as bankruptcy attorney Bill Kain explains, certain income tax obligations may be discharged in bankruptcy, whether you go with Chapter 7 or Chapter 13. The prospect of getting rid of some tax debt […]
Will the Bankruptcy Trustee Send Someone to My Home? (Video)

When individuals file for Chapter 7 bankruptcy, one of the main concerns is whether the bankruptcy trustee will send someone to their home to inspect their assets. Understanding the role of the bankruptcy trustee and the importance of honesty and transparency in listing assets can alleviate these concerns. In a recent discussion with attorney Bill […]