Can I File Bankruptcy Without My Spouse in Minnesota?
Bankruptcy affects financial stability and legal rights. If you are wondering, “can I file bankruptcy without my spouse in Minnesota,” you may file without your spouse. That choice depends on the type of debt, your financial goals, and the legal protections available. We help you understand how individual filings work and what to consider before […]
Hire a Car Repossession Lawyer to Renegotiate Loan Terms
Repossession affects more than your ability to drive. It also places your credit, finances, and loan terms at risk. If you rely on your car to work or meet basic needs, the threat of losing it may cause immediate stress. We help you take the right legal steps, including how to renegotiate loan terms, before […]
Avoid Financial Scams with a Saint Cloud Bankruptcy Attorney
Bankruptcy creates financial stress and leaves you vulnerable to scams. In Saint Cloud, bad actors often target people with debt problems. We explain how you avoid financial scams, protect yourself, recognize warning signs, and take legal steps that improve your position. Common Scams That Target Bankruptcy Filers Scammers look for people in financial distress. Some […]
Will I Lose All My Credit Cards in a Bankruptcy?
Bankruptcy affects your finances in many ways, including your credit cards. Many people worry about losing every credit card after filing. Keeping credit cards during bankruptcy depends on the type of bankruptcy and how each lender responds. You may lose access to some cards, but not all outcomes look the same. Transcript: “Yes, so credit […]
Will the Local Newspaper Publicize My Bankruptcy Case?
Will the local newspaper publicize my bankruptcy case? The answer is a bit complicated, but the short answer is probably not. Bankruptcy is a public matter, meaning you can’t hide it from the court since court records are public. However, newspapers generally don’t publicize bankruptcies unless there is a specific reason to. Here is what […]
The Role of a Foreclosure Prevention Attorney in Loan Modification Cases
You can prevent a foreclosure if you are able to meet certain criteria established by the lender and the government. A foreclosure prevention attorney can help you through the loan modification process, which you need to go through to stop a foreclosure from taking your house. Here is what you need to know about working […]
Managing Student Loan Debt with a Saint Cloud Bankruptcy Attorney
Student loan debt is a substantial financial burden on those who have it. The way student loan debt is structured can be predatory at worst, and a long-term financial problem at best. It isn’t surprising that many people who file for bankruptcy also have student loan debt. Fortunately, the right attorneys can help with discharging […]
How Much Debt Should I Have to File for Bankruptcy?
There comes a point where filing for bankruptcy makes sense. However, many people are unsure of where that point is until they have crossed it. Choosing to file for bankruptcy depends on your situation and should be dictated by your needs. If you are asking, “How much debt should I have to file for bankruptcy?”, […]
How Long Does a Bankruptcy Take?
Everyone knows that bankruptcy is usually the option of last resort to fix your finances, but most don’t know how long the process actually takes. It is not unusual for people to ask, “How long does a bankruptcy take?” when they meet with a bankruptcy attorney for the first time. At Kain + Henehan, we […]
Should You Keep Bankruptcy Papers?
Bankruptcy filings produce a lot of documentation that you need to keep track of everything that is happening. Once you are out of bankruptcy, it is normal to ask, “Should you keep bankruptcy papers?”. The simple answer is yes, you should hold onto those papers until the refiling period for the bankruptcy ends. Here is […]