Does it Cost to File for Bankruptcy?
There is a cost to file for bankruptcy but it is workable for many individuals and their families. As you may know, bankruptcy is a legal procedure where individuals file for protection under Chapter 7 or Chapter 13. Filing bankruptcy can help you overcome financial challenges and get your credit rating back to a respectable […]
Common Bankruptcy Myths
When it comes to the world of bankruptcy, there are misconceptions that keep people from exploring their options when they need them most. When you feel like you are drowning in debt and are worried, you may think filing for bankruptcy is not a good thing to do. But that is actually one of the […]
Can I Rebuild My Credit During a Chapter 13 Bankruptcy?
As you go through the process of filing and making payments toward your chapter 13 bankruptcy plan, it’s natural to wonder if you can rebuild your credit now or if you have to wait until your bankruptcy plan is over. Fortunately, it is possible to start rebuilding your credit during this process. At Kain + […]
About St. Cloud, Minnesota
St. Cloud is known for its friendly, community-focused atmosphere and amazing parks. This culture is just one of the important things to know about the growing city. Here is some interesting information to know about the city of St. Cloud, Minnesota. City Stats St. Cloud, Minnesota is located along the Mississippi River, in Stearns County, […]
Chapter 7 Bankruptcy in Simple Terms
Chapter 7 bankruptcy attorney in St Cloud Chapter 7 bankruptcy the simplest and most common type of bankruptcy. If you face financial hardships, it is possible that bankruptcy could help you to improve your financial situation. In this article, learn more about Chapter 7 bankruptcy and whether it might be the right next step for you. […]
Twin Cities Bankruptcy Attorney
Kain + Henehan with locations in St. Cloud and Eagan serve the Twin Cities area. If you find yourself looking at a mounting pile of debt that you cannot possibly pay or have been harassed by creditors, you might be considering filing bankruptcy. Working with a kind and knowledgeable bankruptcy attorney like Bill Kain or Margaret […]
What To Do If Harassed by Creditors
An experienced Bankruptcy Attorney can help you with your debt concerns. Debt collectors are allowed to continually try to collect or verify what’s owed to them. However, harassment is against the law under the Fair Debt Collection Practices Act. While most creditors will adhere to practices that are consistent with the law, other debt collectors may […]
Can I Stop My Car Repossession If I file Bankruptcy?
If you fall behind on your car loan payments, the creditor will be allowed to repossess the car. How long this process takes depends on the creditor, how much you owe, how many payments you missed, and other factors. However, there are some potential ways to stop a car repossession if you act quickly. Maybe you have […]
How Can I Prevent Foreclosure?
Homeownership is often a landmark for a family or individual that they are doing well. Buying your first home or purchasing a larger home for a growing family is a point of pride and accomplishment. If you are behind on your mortgage payments, it doesn’t necessarily mean that you’re destined to lose your home. One […]
Has the Pandemic Affected Personal Bankruptcy?
Personal Bankruptcy Filings in the United States The COVID-19 pandemic undoubtedly had an impact on the personal finances of millions of people. Forced shutdowns within cities and towns of assorted businesses combined with the critical impact on certain industries such as hospitality and travel have had an effect. Economists will be discussing the pandemic’s effect […]
