How Do People Get Into Debt?

why people get into debt

According to the Federal Reserve, up to 77% of households in the U.S. have debt, and the amount of debt they have on average is increasing. Getting into debt is often a problem that can take years to get out of, without help. Let’s take a look at why people get into debt and why […]

Serving St. Cloud, MN (video Sept)

Let Bill Kain of the bankruptcy practice of Kain+ Henehan tell you about serving St. Cloud residents and about his hometown of St. Cloud. With offices located here in St. Cloud, Kain + Henehan serves clients across all of Minnesota with personal bankruptcy. Call 612-438-8006 or use our online form to learn more. Bill Kain is […]

What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy

lawyer discussing about the difference between chapter 7 and chapter 13 bankruptcy

When people talk about bankruptcy, they may think there is single legal process. However, there are several forms of bankruptcy, and which one you need will matter. Chapter 7 and Chapter 13 are the types of bankruptcy that people use while Chapter 11 is used by corporations. Today we will be looking at Chapter 7 […]

Understanding Why Bankruptcy is Helpful

lawyer trying to help client understand why bankruptcy is helpful.

Bankruptcy is often seen negatively, but that is not necessarily true. It is a process that is a right in America and can help you get out of debt and gain a fresh start. It will take some adjustments and a bit of sacrifice on your part but getting out from under crippling debt is […]

About Kain + Henehan

Let bankruptcy lawyer Margaret Henehan tell you about the bankruptcy practice of Kain + Henehan, a boutique bankruptcy law firm serving all of Minnesota with personal bankruptcy. Bill Kain is based out of the St. Cloud office and Margaret Henehan is based out of the Twin Cities office. Call 612-438-8006 or contact us online to […]

Minnesota Bankruptcy Attorneys

Kain and Henehan - Minnesota bankruptcy attorneys

Having the right bankruptcy attorney in Minnesota representing you makes a big difference in the outcome of your bankruptcy. Minnesota bankruptcy attorneys have an array of different levels of experience and approaches as to how they handle a bankruptcy. Because of this, it’s important that you review the experience, skills, credentials, and personality of the […]

How is a Life Insurance Policy Affected by Bankruptcy?

life insurance policy and bankruptcy

We get a range of questions in our practice and clients sometimes wonder how bankruptcy affects life insurance policies. In general, filing for bankruptcy will not cause your existing life insurance policies to be canceled. However, it may impact how much you pay in premiums and how quickly your policy pays out benefits. Additionally, some […]

Filing for Bankruptcy Provides Relief from Debt Collection

lawyer talking about filing for bankruptcy for relief from debt collection

Debt collectors have a bad reputation but for good reason. There is a long history of debt collectors using illegal and unethical tactics to recover debts. If you are being harassed by debt collectors, you may be struggling to meet your financial obligations and may need to consider filing for bankruptcy. In Minnesota, the laws […]

Reorganizing Your Finances After Bankruptcy

reorganizing finances after bankruptcy

Bankruptcy can be an effective way of getting a new financial start. However, you will still need to take steps after bankruptcy to keep yourself on track. By reorganizing your finances after bankruptcy, you can take charge of your future and pave the way to a more secure and stable financial life. Make a Plan […]