What to Do About Credit Card Debt

If your credit card balance has grown to an unmanageable level and you can’t seem to find a way out, bankruptcy may be the right choice for you. In some very specific situations, filing for bankruptcy can be the best way to move forward with your life and leave your past financial problems behind you. […]
What is the US Bankruptcy Court?

The US bankruptcy court is a special type of federal court that handles cases related to individual or corporate bankruptcies. Since bankruptcy is governed by federal law, your lawyer must follow federal and local guidelines when filing for bankruptcy on your behalf. This article explains what a bankruptcy court is and its significance to the […]
Don’t File Without a Lawyer

Bankruptcy is a powerful tool for individuals and businesses facing overwhelming debt. It gives them a chance for a fresh start by eliminating certain debts that they cannot pay. Before you think filing for bankruptcy is easy and can be done without an attorney, consider this. The U.S. government advises filers to work with a […]
Who Can File For Bankruptcy In Minnesota

Bankruptcy is available to almost anyone who finds themselves in a financially challenging situation. However, eligibility has some restrictions and is also subject to individual income and other factors. If you want to file for bankruptcy, you should first understand who can file for bankruptcy in Minnesota, as well as which types of bankruptcy are […]
Can Bankruptcy Save My House?

When you fall on hard times, it can feel like the world is closing in on you. One of the biggest concerns many homeowners face is “can I save my house?” If you are wondering if filing for bankruptcy can save your home, it can. Worrying about losing your home is a stressful on so […]
Can Filing Bankruptcy Get Me Out of Debt?

Filing bankruptcy is a option that can be the difference between continually drowning in debt and getting back on your financial feet. If you are struggling with high amounts of debt and cannot see any way to repay it, bankruptcy can help. It will not remove all your debt, but it could help you find […]
Does it Cost to File for Bankruptcy?

There is a cost to file for bankruptcy but it is workable for many individuals and their families. As you may know, bankruptcy is a legal procedure where individuals file for protection under Chapter 7 or Chapter 13. Filing bankruptcy can help you overcome financial challenges and get your credit rating back to a respectable […]
Common Bankruptcy Myths

When it comes to the world of bankruptcy, there are misconceptions that keep people from exploring their options when they need them most. When you feel like you are drowning in debt and are worried, you may think filing for bankruptcy is not a good thing to do. But that is actually one of the […]
Can I Rebuild My Credit During a Chapter 13 Bankruptcy?

As you go through the process of filing and making payments toward your chapter 13 bankruptcy plan, it’s natural to wonder if you can rebuild your credit now or if you have to wait until your bankruptcy plan is over. Fortunately, it is possible to start rebuilding your credit during this process. At Kain + […]
About St. Cloud, Minnesota

St. Cloud is known for its friendly, community-focused atmosphere and amazing parks. This culture is just one of the important things to know about the growing city. Here is some interesting information to know about the city of St. Cloud, Minnesota. City Stats St. Cloud, Minnesota is located along the Mississippi River, in Stearns County, […]