Debt Relief: Insights From a Chapter 13 Bankruptcy Lawyer

Bankruptcy is the final option in fixing your finances, and for good reason. If everything else has failed, bankruptcy still allows you to get everything back under control. Some hard decisions may need to be made, but you’ll see financial relief by the end so that you can start your life again without crippling debt. […]
Protecting Assets in Bankruptcy

Filing for bankruptcy is important to getting your life back on track. However you ended up in this position, the fact is that there are assets that you need to be able to hold onto so that you are not entirely starting over with nothing. There are also things that you want to be able […]
How a Saint Cloud Attorney Can Assist with Hold Harmless Agreements in Bankruptcy

When money problems arise, relationships can soar. If you have been through a divorce or are headed for one, you may have to deal with a hold harmless agreement that says who is responsible for which debts after the divorce. In bankruptcy, this is something that you have to deal with since those debts are […]
A Bankruptcy Lawyer Can Be a Lifeline

Life isn’t quite going as you had planned, is it? You never imagined that you would be so far in debt and struggling to make ends meet that you’d consider bankruptcy. You are not alone there. Most people never picture themselves in this situation but end up there because things just didn’t go as planned. […]
Bankruptcy Myths: What Bankruptcy Means

When you hear the word “bankruptcy,” what comes to mind? Your first thought is probably something negative, like someone starting a business that had no chance of success. More likely, you think of someone being irresponsible with their money and losing everything because of it. You’re not the only person who thinks about bankruptcy that […]
What Will Happen To My Bank Account In Bankruptcy (video)

In bankruptcy, your assets are used to help pay debts before they can be discharged and you are free of them for good. While everyone worries about their house and car, most people don’t think about what will happen to their bank accounts during the bankruptcy process. Without your bank account, how can you pay […]
Types of Bankruptcy (video)

Let Minnesota Bankruptcy attorney Margaret Henehan tell you about types of bankruptcy in this brief video. Personal Bankruptcy is an option and a right in the United States to address overwhelming debt and the inability to meet their financial obligations. At the Law Firm of Kain+Henehan, we want to make you comfortable from the first […]
Will My Employer Find Out that I Filed for Bankruptcy?

Let bankruptcy attorney Bill Kain, of Kain+Henehan, answer the question about an employer finding out about bankruptcy. With offices located in St. Cloud and Mendota Heights, Kain + Henehan serves clients across all of Minnesota with personal bankruptcy. Call 612-438-8006 or use our online form to learn more. ” As a general rule, no, not through […]
What is Unsecured Debt?

Bankruptcy focuses on dealing with debts that you cannot pay. There are two primary forms of debt involved in the bankruptcy process: secured and unsecured. Understanding the difference between the two is helpful when considering the type of personal bankruptcy to select. What is Unsecured Debt? Unsecured debt is a type of debt without collateral […]
Things Your Minnesota Bankruptcy Lawyer Wants You to Know About Chapter 13 Bankruptcy

Sometimes all people know about Chapter 13 bankruptcy is it is a chance to get out from under a ton of debt. While filing bankruptcy is not something that anyone enters into lightly, it is a good option to help you hold onto your property and give you more time to pay off your debts. […]