If you want to learn about Chapter 7 bankruptcy, it’s essential to have access to accurate and reliable information. At Kain + Henehan, we blog about topics that inform and discuss issues in personal bankruptcy. But at the end of the day, sitting down with an experienced bankruptcy attorney like Bill Kain or Margaret Henehan is ultimately the best way to find out what you need to understand about personal bankruptcy and Chapter 7 bankruptcy in particular.
We are a boutique law firm in Minnesota, serving all of Minnesota and know this area of law very well and have helped many clients over the years. If you are concerned about mounting debt and the inability to keep up with financial obligations, talking with us is a good start to learning about Chapter 7 bankruptcy and Chapter 13, another type of personal bankruptcy.
As we indicated, one of the best ways to learn more about Chapter 7 bankruptcy is to consult a qualified bankruptcy attorney in your area. If you live in Minnesota, our firm can help you.
Your attorney should help you understand the process, identify the benefits of filing for bankruptcy, guide you through the steps to file for Chapter 7 bankruptcy, and discharge your debts successfully. In our practice, we use a 4-step process that our clients find easy to understand and convenient.
A bankruptcy attorney has certain ethical guidelines they adhere to, federally and in their state. All bankruptcy cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code. Also, every attorney is subject to the state’s ethics rules in which they practice law. Your bankruptcy lawyer has an obligation to provide you with good legal guidance in this process.
We recommend that you work with a bankruptcy lawyer to see what Chapter 7 would look like for your situation.
Visit a Courthouse or its website: You can go to the bankruptcy court in your area to gather information about bankruptcy. Every jurisdiction has a bankruptcy court that oversees all the cases in that area. You can go to the courthouse and request information from court personnel but remember they will be careful to avoid giving legal advice as they are not attorneys.
You could also see what information they have on their court website. A court website cannot provide specific legal advice, so be cautious. You can learn a bit about Chapter 7 in general and usually about procedures and forms, but the website gives information, not legal advice or guidance.
Check out the Internet: Much information about bankruptcy can be found online. Like our blogs and website, we, at Kain + Henehan, provide information about personal bankruptcy.
Lots of articles found on the web, though well-meaning and sometimes good sources of data, cannot replace talking to an experienced bankruptcy attorney. A good lawyer in your area should be knowledgeable about bankruptcy law, the process in their state, and if and how personal bankruptcy may apply in your situation.
You may also find government websites that provide information on bankruptcy, including the U.S. Courts website, which has a section on bankruptcy basics.
You might also enjoy finding forums to connect with others who have been through the process or are filing for Chapter 7 bankruptcy themselves. Sometimes commiserating with others can help you to see you are not alone, and supporting each other can be uplifting. But be careful here, as anecdotal stories may not be applicable in your case. Any “advice” you hear, make sure it is verified as correct by a bankruptcy attorney who is well-informed about Chapter 7 bankruptcy.
Schedule a Consultation with a Minnesota Bankruptcy Lawyer
If you are thinking about bankruptcy, consider learning more about Chapter 7 bankruptcy by consulting with our attorneys at Kain + Henehan. We understand the financial strains individuals struggle with and are compassionate and caring.
At Kain + Henehan, we know meeting with a lawyer is intimidating, and facing the prospect of bankruptcy can be scary enough. Meeting with us should not be. We are here to make you comfortable from the very first phone call.
Contact us by calling Kain + Henehan at (612) 438-8006 or filling out the online form to learn more. We are here to help you learn about Chapter 7 bankruptcy, your options with personal bankruptcy, and the filing process.